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This policy is effective June 7, 2018.
Popular Lab Co., and Hugo Insurance (collectively, “Hugo”) conducts business with its consumers via electronic contracts. Before entering into any contracts to use our services, you must affirmatively consent to the terms of this Authorization of Electronic Signatures and Consent to Form Binding Electronic Contracts and Receive Electronic Notices (the “Agreement”).
By consenting to this Agreement, you understand and agree that any contracts that you enter with Hugo may be formed via electronic means and that such contracts will have the same force and effect as if they were executed on paper.
You agree that your electronic signatures, whether digital or encrypted, included in this Agreement and others entered between you and Hugo are intended to authenticate this writing and to have the same force and effect as manual signatures.
Electronic Signature means any electronic sound, symbol, or process attached to or logically associated with a record and executed and adopted by a party with the intent to sign such record, including facsimile or email electronic signatures, consistent with the Electronic Signatures in Global and National Commerce Act (15 U.S.C. § 7001 et seq.) and the California Uniform Electronic Transactions Act (Cal. Civ. Code § 1633.1 et seq.) as each are amended from time to time.
You agree to receive electronic notices related to any electronic contracts with Hugo, and understand that such notices will have the same effect as if they were provided on paper.
A copy of your insurance contract, as well as the entirety of your payment and insurance activation/de-activation history may be provided electronically if you have affirmatively consented to receive such records electronically and you have not withdrawn such consent.
You have the following rights with respect to electronic agreements and related records (collectively referred to as the “contract”):
You are entitled to receive a physical (paper or non-electronic) form of the contract or any related notice or document subject to a verification of your identity. You may request a physical copy by writing to Hugo at:
Please include (1) Your name as it appears on you CA drivers’ license, your CA driver’s license number, and your Hugo policy number; and (2) a description of the agreement, notice, or related records that you are requesting. You may also print a copy of your contracts with Hugo by emailing a document request from your verified email address to firstname.lastname@example.org, and printing the documents attached to the response.
You are entitled to withdraw your consent to this Agreement, subject to any of the conditions, consequences, or fees associated with such a withdrawal request and the procedures necessary to withdraw as described in the relevant contracts.
To access electronic copies of the contracts you enter with Hugo, you need access to either (1) a computer with a PDF reader; or (2) an Android, Apple, Blackberry, or Windows smartphone running a PDF reader. You acknowledge and agree that you are responsible for maintaining access to this hardware and software. We will give you notice of any change of the previously disclosed specifications and/or requirements if the proposed change will adversely affect your ability to access and retain subsequent electronic notices from us. Such notice will be provided to the verified email address associated with your Hugo account.
You have an ongoing obligation to inform us of any changes to your email address and any other changes to your contact details so that we can contact you with necessary information about the electronic contracts to which you are a party.
Nothing in this Agreement affects the content or timing of disclosures to be provided by any other statute, regulation, or other rule of law. If any law requires verification or acknowledgement of receipt of such notice or disclosure, the notice or disclosure may be provided or made available electronically only if the electronic method used provides verification or acknowledgements of receipt, whichever is required.